Randy Miguel grew up in the Bay Area and attended Bellarmine College Preparatory in San Jose, CA. From there, he excelled at Santa Clara University where he earned a Bachelor's Degree in Finance.
In 2004, Mr. Miguel
established RefiWise, Inc ...
Professional loan processing
Crissy Ghanim has been a valued member of Equitas Capital since 2003. With 10+ years of mortgage experience, Crissy has been well recognized for her great care and accountability for Randy Miguel's loan transactions.
Dedicated Title & Escrow
Chris Ellis of Chicago Title has proven his value time and time again, deserving his role as Randy Miguel's exclusive agent for residential refinances.
Randy Miguel
4354 Town Ctr Blvd 114-228
El Dorado Hills, CA
Telephone: +1 408 216 7274
Fax: +1 866 876 8514
a California Mortgage Broker,
Lic. 01486880
Helping homeowners across California from Los Angeles, Santa Clara, to Sacramento County.
CHAT WITH RANDY MIGUEL
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RANDY MIGUEL - MY BIO
Randy grew up in the Bay Area and attended Bellarmine College Preparatory in San Jose. From there he progressed to Santa Clara University, where he earned a Bachelor's Degree in Finance. In 2004, Mr. Miguel established RefiWise, Inc. which later became known as WIRE Financial, a full service mortgage firm located in Santana Row of San Jose. In 2007, he and his family relocated back to their home near Sacramento, where he continues to service his clientelle in the Bay Area.
Now as an active associate broker of Equitas Capital, he offers 12 years of banking and consultative loan experience to a diverse client portfolio, offering private-money financing, to government FHA, to traditional bank loans. Most importantly, Randy offers services in loss mitigation and direct lender negotiation in situations where refinancing is not an option. In such an uncertain economy, he commits to educating home buyers on the inherent risks of adjustable vs. fixed rates. Mr. Miguel prides himself in providing full disclosure and making sense of the fine print, so his clients can make the most informed decision about their home financing.
If you'd like to have a discussion with Randy Miguel about purchasing or refinancing, or if you'd simply like to hear about his sense of the market, feel free to contact him directly @ +1 408 216 7274.
Specialties:
Expert in FHA & No-Money-Down Purchases, Loan Assessment, Borrowing Strategy, and Loan Positioning for the lowest rates at the lowest cost to his clients. Highly experienced in collaboration with realtors and all parties to a real estate transaction. Randy is a specialist in situations involving financing on multiple properties for multiple property types, including investment, construction, and commercial buildings.
